Income Tax Calculator | 个人所得税估算器

个人所得税估算器 | Income Tax Calculator

个人所得税估算器 Income Tax Calculator

输入税前收入、预估个税税率和社保公积金等扣除比例，粗略估算税后收入和到手比例。
Enter gross income, estimated income tax rate and other deduction rates to roughly estimate your net income and take-home pay ratio.

1. 输入参数 · Income Parameters
选择你现在输入的收入是“每月”还是“每年”。
Choose whether the income you enter is per month or per year.
税前工资或劳务收入，不含年底一次性奖金等特殊项目。
Gross salary or service income before tax, excluding special items such as one-off bonuses.
根据当地税法与个人情况，自行估算综合或边际税率。
Estimate your effective or marginal income tax rate based on local tax rules and your own situation.
用于估算“五险一金”、养老金、医疗保险等由个人承担的扣除比例。
Used to approximate social security, pension, medical insurance and other contributions paid by you.
3. 使用说明与重要提示 · How to Use & Important Notes
  • 预估税率而非严格税表 · Estimated Rate, Not Exact Tax Table:
    不同国家和地区采用不同的累进税率、免税额和扣除项目，本工具仅让你输入一个“预估税率”， 方便快速粗略估算税后收入。
    Different countries and regions use different progressive tax brackets, allowances and deductions. This tool lets you input an estimated rate only for quick approximation of net income.
  • 社保、公积金等扣除 · Social Security & Other Contributions:
    “其他扣除比例”用于大致覆盖五险一金、养老保险、医疗保险、住房公积金等由个人承担部分， 实际比例请以当地法规和单位政策为准。
    The “Other deductions rate” is meant to roughly cover social security, pension, medical insurance, housing fund and other contributions. Actual percentages depend on local laws and your employer.
  • 月度与年度对照 · Monthly vs Yearly View:
    你可以选择按月或按年输入收入，本工具会同时给出对应的年度或月度参考数值，方便预算和比对。
    You can enter income either monthly or yearly. The tool will also show the corresponding yearly or monthly reference value to help you budget and compare.
  • 不能替代正式个税申报 · Not a Substitute for Official Tax Filing:
    本工具不连接任何税务系统，也不会自动计算复杂的免税额、专项附加扣除或多种收入类型， 仅用简单比例做示意。真实的纳税额请以当地税务机关规定和专业人士建议为准。
    This tool is not linked to any tax authority and does not handle detailed allowances or multiple income types. It uses simple percentages for illustration only. Actual tax liabilities depend on local regulations and professional advice.

说明：本工具仅用于个人理财规划时做粗略测算，结果不构成任何税务、法律或投资建议， 不用于正式报税。不同地区的税法差异巨大，请务必参考当地官方税法及专业意见。
Note: This tool is for rough personal financial planning only. It does not constitute tax, legal or investment advice and must not be used for official tax filing. Because tax laws vary widely by jurisdiction, always refer to local tax authorities and seek professional advice where needed.