欢迎访问财富辛博客（“本网站”）。
访问与使用本网站，即表示您无条件同意遵守以下使用条款及所有适用法律法规。请在使用前仔细阅读这些条款。
1、网站内容与知识产权
除非另有说明，本网站所有的文字、图像、图表、视频、音频、HTML代码、设计和其他材料（“内容”）均由财富辛拥有全部版权与相关权利。
未经书面许可，您不得：
复制、再版、上传、修改、发布、传输或以任何方式分发本网站内容
将内容用于商业用途
去除或修改内容中的版权声明、商标或其他权利标识
您可以仅出于 个人、非商业用途 在设备上下载和打印内容，但不得进行修改，且必须保留所有权利声明。
本网站提及的所有第三方商标均属其各自权利人所有。
2、不构成专业服务或商业关系
本网站提供的信息仅用于学习、参考与交流目的，不构成：
财务、税务、投资或法律建议
商业服务关系
专业意见或正式咨询
访问本网站不代表您与财富辛之间建立任何业务关系。
3、外部链接免责声明
本网站可能包含指向其他网站或服务的链接，这些网站并非由财富辛运营。
财富辛：
不负责该等网站的内容、安全性或准确性
不为外部链接作任何背书
不承担因访问外部网站而产生的任何责任
用户访问外部链接须自行承担风险。
4、无保证声明（“按现状”提供）
本网站及其内容以“现状（AS IS）”提供，不附带任何明示或默示保证。
财富辛明确否认以下保证：
内容的准确性、完整性、适销性、适用性
不侵权保证
使用本网站不会中断或无错误
财富辛不对因使用本网站信息导致的：
直接损失
间接损失
数据丢失
利润损失
商业损失
特殊、惩罚性或连带损害
承担任何责任。
5、法律适用与争议解决
本网站由财富辛维护与管理。
访问本网站，即表示您同意：
本使用条款受中华人民共和国法律管辖
任何法律纠纷均由财富辛所在地法院负有管辖权
财富辛有权选择适用的司法管辖
您须遵守您所在地区的法律，并保证不会以违反当地法律的方式使用本网站。
6、您提交的信息与隐私
除非本网站明确要求或存在正式业务关系，否则：
您通过本网站提交的任何信息均视为非保密、非专有
您必须确保您对提交信息拥有合法权利
不要提交敏感、机密或个人隐私数据
由于互联网的开放性，我们建议不要提交任何您认为需要保密的信息。
7、建议或创意的提交政策
财富辛不接受未经授权的建议、创意或商业点子。
如您在没有正式业务关系情况下提交建议，则：
财富辛无义务保密
财富辛可自由使用、披露、修改或基于其进行创作
您无权要求补偿或署名
提交建议即表示您同意上述条款
财富辛会尽合理努力销毁未授权提交，但不保证如此。
8、使用限制
您同意不会利用本网站：
进行违法活动
上传或传播恶意代码
试图入侵网站服务器
干扰网站运行
从事欺诈、误导或不当行为
如网站发现违规行为，有权采取措施，包括封禁访问。
9、使用条款的修改
财富辛可随时更新或修改本条款，修改后的条款在发布后立即生效。
继续使用本网站即表示您接受修改后的条款。
10、联系方式
如对本条款有疑问，请通过电子邮件联系：
richard@wealthxin.com
Welcome to the WealthXin Blog (“the Website”).
By accessing or using this Website, you acknowledge that you have read, understood, and agree—without limitation or qualification—to comply with these Terms of Use and all applicable laws and regulations.
Please read these terms carefully before using the Website.
1.Website Content and Intellectual Property
Unless otherwise stated, all text, images, graphics, videos, audio files, HTML code, design elements, and other materials on this Website (“Content”) are the exclusive property of WealthXin and are protected by copyright and related intellectual property laws.
You may not, without prior written permission from WealthXin:
Copy, reproduce, republish, upload, modify, distribute, or transmit any Content
Use Content for commercial purposes
Remove or alter any copyright, trademark, or proprietary notices within the Content
You may download or print Content solely for personal, non-commercial use, provided that:
The Content is not modified in any way, and
All copyright and proprietary notices remain intact
All third-party trademarks referenced on the Website are the property of their respective owners.
2.No Professional Services or Business Relationship
The information provided on this Website is intended for educational, reference, and informational purposes only. It does not constitute:
Financial, tax, investment, or legal advice
A business, consulting, or professional services relationship
Formal recommendations or personalized guidance
Accessing or using the Website does not establish any business relationship between you and WealthXin.
3.Disclaimer Regarding External Links
The Website may contain links to external websites or services that are not operated or controlled by WealthXin.
WealthXin:
Is not responsible for the content, accuracy, or security of such external sites
Does not endorse any linked website or service
Assumes no liability for any damages arising from your access to third-party sites
Accessing external links is entirely at your own risk.
4.No Warranties — “As Is” Basis
The Website and all Content are provided “AS IS” without any express or implied warranties of any kind.
WealthXin expressly disclaims all warranties, including but not limited to:
Accuracy, completeness, reliability, or suitability
Merchantability or fitness for a particular purpose
Non-infringement of intellectual property rights
Uninterrupted or error-free operation of the Website
WealthXin shall not be liable for any damages—including but not limited to:
Direct or indirect losses
Loss of profits
Business interruption
Loss of data, programs, or systems
Special, incidental, punitive, or consequential damages
arising from the use of or inability to use the Website or any linked content.
5.Governing Law and Jurisdiction
The Website is maintained and operated by WealthXin.
By using this Website, you agree that:
These Terms of Use are governed by the laws of the People’s Republic of China
Any dispute related to the Website shall be subject to the jurisdiction of the courts located in Beijing, China
WealthXin reserves the right to select the appropriate jurisdiction for legal proceedings
You are responsible for complying with the laws of your own jurisdiction and must not access or use the Website in violation of such laws.
6.Information You Submit
Unless explicitly stated otherwise or covered by an established business relationship:
Any information you submit through the Website is considered non-confidential and non-proprietary
You must ensure you have the legal right to submit such information
You should not submit sensitive, confidential, or personal data
Given the open nature of the internet, WealthXin advises against submitting any information you wish to keep private.
7.Policy on Submissions, Ideas, or Suggestions
WealthXin does not accept unsolicited suggestions, business proposals, concepts, or ideas.
If you submit such material without an established business relationship:
WealthXin is under no obligation to maintain confidentiality
WealthXin may freely use, disclose, modify, or develop the material without compensation
You waive any claim to ownership, credit, or remuneration
Submission indicates your acceptance of these terms
WealthXin may attempt—but does not guarantee—to delete unsolicited submissions.
8.Prohibited Use
You agree not to use the Website to:
Engage in unlawful or harmful activities
Upload malicious software or code
Attempt unauthorized access to the Website or its servers
Interfere with Website functionality
Conduct fraud, deception, or abusive behavior
WealthXin reserves the right to restrict or terminate access for any user violating these terms.
9.Changes to the Terms
WealthXin may update or modify these Terms of Use at any time.
Updated terms are effective immediately upon posting.
Continued use of the Website constitutes acceptance of the revised terms.
10.Contact Information
For questions regarding these Terms of Use, please contact:
Email: richard@wealthxin.com